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Your Chicago Neighborhood Bridge Lender

 
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Our Story

 

Continuum Capital Funding (CCF) is a direct lender, providing loans to professional re-developers of rental residential and mixed-use properties throughout Chicagoland. Since 2007 we have helped our clients acquire, renovate and stabilize investment properties.

CCF customers are typically experienced real estate investors, often owners of income producing properties, in need of quick financing decisions, flexible terms and rapid loan draws.  Our customers provide us with a clearly articulated plan.  

CCF lending decisions rely on the value of the collateral, as well as the integrity and operational experience of our customers.  We inspect every property we consider for a loan, as well as meet every borrower.  We only finance projects we believe will succeed.

 

Where do you fall on the Continuum?

 

It's your project, and it's your loan. At Continuum Capital Funding (CCF), we create a loan customized to you and your real estate needs. As your project moves toward completion, we can negotiate a reduction in interest rate. Please use this table as a general guideline to learn where your project may fall. 

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Distressed Property

High Risk

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EXPERIENCE

You have successfully sold or refinanced at least one project.

LOAN-TO-VALUE

Up to 70% LTV. 

OCCUPANCY

Less than 65%

STABILIZATION

Property is vacant and in need of significant renovation work.

LOCATION VIBRANCY

CCF will lend anywhere in the Chicagoland area. Neighborhoods with low sales activity carry a high risk premium.

DEBT-COVERAGE

Property does not generate any rental income at this time. However, it does exhibit strong potential to cash-flow in the future. 

BANKABILITY

CCF does not have a minimum credit score requirement. 

 Renovation in Progress

Moderate Risk

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EXPERIENCE

You have successfully sold or refinanced a few projects. 

LOAN-TO-VALUE

Up to 75% LTV. 

OCCUPANCY

65 - 100%

STABILIZATION

Renovations are under way and lease-up is in progress.

LOCATION VIBRANCY

CCF will lend anywhere in the Chicagoland area. Neighborhoods with average sales activity carry a moderate risk premium.

DEBT-COVERAGE

1 - 1.25

Property is generating some rental income.

BANKABILITY

Borrower exhibits strong potential for a conventional refinance. 

Stabilized Property

Low Risk

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EXPERIENCE

You are a highly experienced re-developer with a large portfolio.

LOAN-TO-VALUE

Up to 80% LTV. 

OCCUPANCY

90 - 100%

STABILIZATION

Renovations are complete and property is rented.

LOCATION VIBRANCY

CCF will lend anywhere in the Chicagoland area. Areas with high sales activity and vibrant market conditions carry lower risk.

DEBT-COVERAGE

1.25+ 

Property is generating bountiful cash flow. 

BANKABILITY

Borrower has experience refinancing with conventional lenders. 

*The aforementioned are general guidelines. Please contact a CCF Team Member to discuss your specific scenario and learn how we can create a loan tailored to your needs. 

YOU HAVE A GREAT PROJECT.

HOW MUCH MONEY DO YOU NEED?

Time

We fund construction draws in hours, not days.

We close in days, with less paperwork than conventional lenders.

Single Family Residences (SFRs)

Multifamily

2-4 Units

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We accept free-and-clear properties or cash for down payment.

Multifamily (5+ Units)

Mixed-Use

Mixed-Use

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We also speak Spanish and Polish.

Call us today.

312 - 620 - 1100

 

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Tell us your story.